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Your money habits can make you rich or put you in the poor house.

Pay your bills to city and state, pay your child support, don't get caught using drugs, and the state will let you keep on trucking. And for those who don't get the message and stay on the roads?

They pay their fines and pay their reinstatement fee," says Julie Clark, deputy director of Wisconsin's Bureau of Driver Services.

In Wisconsin, you can lose your driver's license if you forget to pay your library fines, don't shovel the snow off your sidewalk, or don't trim a tree that overhangs a neighbor's property.

In Massachusetts, you can't renew your driver's license if you have outstanding parking tickets, unpaid moving violations, or if you owe excise tax on your automobile."It's the most effective thing that you can do without throwing them in jail," says Peter Nunnenkamp, manager of driver programs at Oregon's Driver and Motor Vehicle Services.

"And it's fairly cost effective." In fact, it's so effective that Oregon has 109 different offenses that can result in the temporary suspension of a driver's license; 50 of them have nothing at all to do with driving."Most law abiding people take it very seriously.

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